Important Disclosures:

CuraFin Advisors LLC (“CuraFin”) is federally registered investment adviser with offices in Arizona. CuraFin may only transact business in those states in which it is notice filed or qualifies for an exemption or exclusion from registration requirements. CuraFin’s website (referred to herein as the “Website”) is limited to the dissemination of general information pertaining to its advisory services, together with access to additional investment-related information, publications, and links. Accordingly, the publication of the Website on the Internet should be construed by any client and/or prospective client as CuraFin’s solicitation to effect, or attempt to effect transactions in securities, of the rendering of personalized investment advice for compensation, over the Internet. Any subsequent, direct communication by CuraFin with a prospective client will be conducted by a representative that is either registered or qualifies for an exemption or exclusion from registration in the state where the prospective client resides.

CuraFin does not make any representations or warranties as to the accuracy, timeliness, suitability, completeness, or relevance of any information prepared by an unaffiliated third party, whether linked to the Website or incorporated herein, and takes no responsibility therefor. All such information is provided solely for convenience purposes only and all users thereof should be guided accordingly.

Certain portions of the Website (i.e. newsletters, articles, commentaries, etc.) may contain a discussion of, and/or provide access to, CuraFin’s (and those of other investment and non-investment professionals) positions and/or opinions as of a specific prior date. Due to various factors, including changing market conditions, such discussion may no longer be reflective of current positions and/or opinions. Moreover, no client or prospective client should assume that any such discussion serves as the receipt for, or a substitute for, personalized advice from CuraFin, or from any other investment professional. CuraFin is neither an attorney nor an accountant, and no portion of the Website content should be interpreted as legal, accounting or tax advice.

Each client and prospective client agrees, as a condition precedent to his/her/its access to the Website, to release and hold harmless CuraFin, its officers, directors, owners, employees and agents from any and all adverse consequences resulting from any of his/her/its actions and/or omissions which are independent of his/her/its receipt of personalized individual advice from CuraFin.

For information pertaining to the registration status of CuraFin, please refer to the Investment Adviser Public Disclosure website, operated by the U.S. Securities and Exchange Commission, at www.adviserinfo.sec.gov., which contains the most recent versions of the Firm’s Form ADV disclosure documents.